Product & Pricing
Investment Unit Trust, Stock Tracker & Financial Planning
Subscription software (software-as-a-service) for unit trust and financial consultants in Malaysia. It runs in the web browser on computer, tablet or phone – nothing to install – and is delivered online immediately after sign-up.
Subscription plans
Monthly plan
RM49 / month
- One consultant account
- Unlimited clients
- All features listed below
- Billed every month, auto-renews
- Cancel anytime
2 months free
Yearly plan
RM490 / year
- Everything in Monthly
- Billed once a year, auto-renews
- Equivalent to RM40.83 / month
- Priority email & WhatsApp support
- Cancel before renewal
How billing works
- Free trial: 7 days with full access after you verify your email. No payment details needed.
- Subscribe: choose Monthly or Yearly in My account. You pay on the secure Razorpay Curlec payment page (card or other methods Curlec offers).
- Renewal: the subscription renews automatically at the end of each period until you cancel.
- Cancel: anytime in My account; access continues to the end of the period already paid. See the Refund & Cancellation Policy.
- All prices are in Malaysian Ringgit (MYR). Team or agency pricing on request – contact us.
What is included
| Feature | Description |
|---|---|
| Live unit trust portfolio | Holdings valued at the latest daily NAV from the FIMM daily price list; gain/loss, XIRR, average cost, recovery and average-down calculator. |
| Automatic statement import | Reads PDF statements: AHAM One Look & Investment Overview, CIMB, Maybank, Public Bank, RHB, Hong Leong, AmBank, UOB, Affin, GXBank, Boost, Ryt, fixed deposits, ASNB, EPF, AIA, Allianz, Manulife, Sun Life, SSPN, Moomoo, Binance, Pionex. |
| Fund category & risk advice | Money market, fixed income, balanced and equity funds classified as low, moderate or high risk and compared with the client's risk profile. |
| Full financial planning report | Balance sheet, cash flow, 9 financial ratios, goals, lifetime cash-flow projection, insurance, investments and recommendations as a PDF. |
| Insurance & risk management | Policy schedules and premium statements read automatically; cover vs needs for death, TPD, critical illness, accident and medical per family member. |
| Retirement & children education | Retirement gap with EPF benchmarks; education cost comparison for 10 destinations; SSPN savings linked to each child. |
| Will planning checklist | Will information checklist pre-filled from the uploaded statements, as a PDF for the lawyer or trust company. |
| Stocks, backtests & calculator | Moomoo and manual stock holdings, fund backtests with monthly direct debit, and a unit trust fund calculator. |
| Cloud sync, 3 languages | Your clients saved securely to your account on every device; English, 中文 and Bahasa Melayu screens. |
Questions about the product or pricing?
Email smartdisruptivesolutions@gmail.com or WhatsApp 011-51366817.